I Absolutely Prefer a Roth IRA to a 401(k) for Retirement Savings. Here's Why.
Most people's default way to save for retirement is a 401 (k) because it's offered through their employer and can be done ...
Roth conversions are the retirement version of ‘buy the dip’
When stocks fall, it can be a good time to get money out of tax-deferred accounts to avoid a ticking tax time bomb.
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We've stashed over $2 million in our 401(k) accounts - should we switch to a Roth to hedge our bets?
If you expect your tax rate to drop in retirement, it may make sense to transfer funds from your 401(k) to a Roth IRA. Here's ...
Four Roth IRA Pitfalls Your Adviser May Not Tell You About
Roth IRAs, on the other hand, do not offer a tax break on contributions. Instead, they offer tax-free gains and withdrawals, ...
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We're in Our Late 50s With $1.6M in 401(k)s. Should We Start Making Roth Contributions?
A Roth IRA offers significant benefits for retirees. As an after-tax account, distributions from Roth IRAs are typically ...
6 Questions to Ask Yourself Before Deciding Between a Roth vs. Traditional IRA
You can cut through the confusion of whether a Roth IRA or Traditional IRA will be your best bet by asking yourself six ...
Thinking of rolling over your old 401(k) into an IRA? Here's how.
If deciding what to do with an old 401(k) plan has been on your to-do list, here are the key steps you should take to get it done.
What is the difference between a backdoor Roth IRA and a mega backdoor Roth?
A backdoor Roth IRA is fairly straightforward. If you make too much to contribute directly to a Roth IRA, you contribute to a traditional IRA instead and then convert it to a Roth. While you can only ...
Should Your Kids Have A Roth IRA?
If your child has earned income, they can contribute to a Roth IRA. Opening a Roth IRA for kids can significantly change ...
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At 35 I should know more about my Roth IRA than I do, but am risk-averse and worried about retirement
If you’re 35 and growing a bit anxious about the prospect of retirement, do not fret as many Millennials, some of whom are ...
Should you use your Roth IRA to buy a house?
If you have a Roth IRA retirement account, though, it can be used as a source of funds for that all-important part of the ...
We contributed to our kids' Roth IRAs to help them get a financial head start
When our kids started work as teenagers, we made a deal with them. If they contributed 25% of their income to Roth IRAs, we'd ...